Despite the existence of several insurance companies in the Philippines, only a select few of the Filipinos have actually owned a life and/or health insurance product. Their reason for not buying one is because they often think of insurance as something that is expensive, complicated to understand and difficult to buy.Local insurance technology (insurtech) startup Kwik.insure aims to solve all the difficulties involve in...
When I just started learning how to read a cosmetic formula, there is one abbreviation that I often encounter – q.s. which stands for the Latin word quantum satis that literally translates to “as much as is enough”. When applied to a specific ingredient in a cosmetic formula, q.s. essentially means “add as much of this ingredient as is needed to achieve the...
